How do I recover an unpaid debt in my city?

You have two options. You can handle it yourself using Claim Builder — answer a few questions, get a professional Letter Before Action and court-ready documents for £29.99. Or you can have it handled for you by a specialist who will assess your claim and manage the process. Most straightforward debts under £10,000 are suitable for the DIY route.

When should I have it handled for me instead of doing it myself?

Have it handled for you if the debt is large, the debtor is a company with hidden assets, the case involves complex evidence, or you already have a judgment and need enforcement. A specialist can also help if the debtor has stopped responding entirely. For straightforward unpaid invoices and smaller debts, the DIY pack is usually the faster and more cost-effective option.

How much does debt recovery cost?

The DIY Debt Recovery Pack costs £29.99 — a one-off payment with no subscription. This includes a personalised Letter Before Action, case strength report, evidence checklist, and step-by-step guidance. If you choose to have it handled for you, the initial case review is free. The specialist will then quote based on the complexity and value of your case. Court fees are separate and depend on the amount claimed.

How do I recover an unpaid debt?

You have two clear options. Build your document pack with Claim Builder — answer a few questions, get a professional Letter Before Action and court-ready documents for £29.99. Or request a free case review from a specialist who will assess your claim and advise on the best approach. Most straightforward debts under £10,000 are suitable for the structured route.

When should I use a specialist instead of using the document pack?

Use a specialist if the debt is large, the debtor is a company with hidden assets, the case involves complex evidence, or you already have a judgment and need enforcement. A specialist can also help if the debtor has stopped responding entirely. For straightforward unpaid invoices and smaller debts, the document pack is usually the faster and more cost-effective option.

How much does debt recovery cost?

The Debt Recovery Pack costs £49.99 — a one-off payment with no subscription. This includes a personalised Letter Before Action, case strength report, evidence checklist, and step-by-step guidance. If you choose the specialist route, the initial case review is free. The specialist will then quote based on the complexity and value of your case. Court fees are separate and depend on the amount claimed.

What court handles debt claims?

Claims can be filed online via Money Claims Online (MCOL) or in person at your local County Court. The small claims track handles amounts up to £10,000 with no solicitor required. For larger claims, the fast track or multi-track may apply depending on the amount and complexity.

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Debt Recovery

Debt Recovery Dundee

Scotland — Different Legal FrameworkDebt Recovery — Dundee

Recover a debt in Dundee — or have it handled for you

Take action with a professional document set from £49.99 — or have a specialist handle the recovery properly.

Choose how you want to proceed

Two clear paths. Both get results. Pick the one that suits you.

Handle it yourself

Build your claim and take action yourself with structured, ready-to-use documents.

Structured document set
Letter Before Action
Enforcement guidance
Court-ready documents
Instant PDF download

Have it handled for you

Experienced specialists handle your case — no need to manage it yourself.

Specialist handles recovery
No need to manage the process
Free initial assessment
Honest guidance on your case
Complex cases managed end-to-end

Debt Recovery in Dundee

Debt recovery in Dundee

Dundee has undergone a remarkable transformation from its industrial past — jute, whaling, and jam — into one of Scotland's most innovative cities. The city is now recognised as a global centre for game development and digital design, with companies like Rockstar Games and Tag Games operating alongside a growing biotech and life sciences cluster anchored by the University of Dundee and the Dundee Technology Park.

Scotland operates under Scots law, distinct from English law for debt recovery. The Sheriff Court system, not the county court, handles civil claims in Scotland. For pre-litigation purposes, a formal Letter Before Action works identically — putting the debtor on notice before proceedings. But enforcement uses Sheriff Officers rather than HMCTS bailiffs.

Dundee's regeneration — including the V&A Dundee development, the waterfront regeneration scheme, and the City Square redevelopment — has created substantial construction and fit-out activity. Subcontractor payment disputes and retention withholds are a recurring pattern across these schemes.

Local Context

Dundee's digital game development cluster — including Rockstar's studio and the surrounding creative digital community — generates software development and creative services invoice disputes. The biotech and life sciences cluster around the University of Dundee and the Ninewells Hospital campus produces research and consultancy invoice disputes. The V&A Dundee and waterfront regeneration creates construction and fit-out subcontractor debt. Dundee Sheriff Court handles commercial claims across Tayside. For debts under £5,000, the document pack is suitable. Above that, a Scots law specialist is strongly advised.

Court filing note

Scotland uses the Sheriff Court system. Dundee Sheriff Court on West Bell Street handles Simple Procedure claims up to £5,000 and Summary Cause claims from £5,000 to £100,000. The Court of Session in Edinburgh handles large commercial claims. Enforcement is through Sheriff Officers.

Which path is right for you?

Not sure which route to take?

Use ClaimBuilder when:

Simple cases with clear evidence
Want fast action — documents ready same day
Debt under £10,000 and straightforward
Prefer to stay in control of the process
Cost-effective solution at £29.99

Have it handled when:

The debt exceeds £5,000 and Sheriff Court Summary Cause proceedings are needed
You are dealing with a high-value game development or creative digital dispute
The case involves a complex life sciences or biotech dispute with technical deliverable disagreements
You need enforcement through Sheriff Officers rather than HMCTS bailiffs
The debtor is a major digital publisher or pharma company with sophisticated legal teams

Simple Process

How debt recovery works in Dundee

Three straightforward steps — whether you choose to handle it yourself or have it handled for you.

Assess your case

Describe your situation — who owes you money, how much, and what evidence you have. In minutes, you will see your case strength and the best path forward.

Choose your path

For straightforward debts, build your professional Letter Before Action and court documents using the structured pack from £49.99. For complex or high-value cases, request a free review from a specialist who can handle the process for you.

Take formal action

Send your Letter Before Action and give the debtor 14 days to respond. If they do not pay, proceed to the Sheriff Court. Most debts are resolved at the LBA stage without ever reaching court.

Local Scenarios

Common debt recovery situations in Dundee

Illustrative examples of the types of cases that arise in the Dundee market.

Game development invoice dispute

A Dundee game development studio delivered a 6-month co-development contract for a digital publisher. The £21,000 final milestone invoice has been disputed on deliverable grounds not raised during the project.

Life sciences consultancy dispute

A Dundee biotech consultancy completed a 10-week research analysis contract for a university spinout. The £14,500 final invoice has been disputed on scope grounds raised for the first time after delivery.

Construction subcontractor on the Waterfront

A specialist fit-out contractor completed interior works on the Dundee Waterfront development. Retention of £18,000 has not been released despite the agreed defects liability period having expired.

FAQ