Debt Recovery & Legal Guides
Practical, plain-English guides on recovering unpaid invoices, enforcing court judgments, and navigating the UK small claims process — without expensive solicitor fees.
Featured Articles
Someone Owes Me Money — What Can I Do in the UK?
Your legal options step by step — from sending a first formal demand all the way through to enforcing a court judgment.
How to Recover an Unpaid Invoice in the UK
A complete guide for tradespeople, freelancers and small businesses — from chasing payment to taking court action.
All Articles
How to Recover Unpaid Rent in the UK: A Landlord's Guide
Everything UK landlords need to know about recovering rent arrears — even after a tenancy has ended.
9 min readHow to Enforce a CCJ in the UK: Your Complete Guide
All five enforcement methods explained — warrant of control, attachment of earnings, charging orders and more.
10 min readHow to Enforce a Court Judgment in England & Wales (2026)
Four enforcement methods, asset investigation, enforcement costs, timelines and Scotland Diligence — the complete post-judgment guide.
12 min readHow to Claim Diminution in Value After a Car Accident UK (2026)
The hidden loss most UK drivers never recover — step-by-step claim process, Payton v Brooks explained, insurer tactics, damage rates, and city guides.
14 min readWhat Happens if Someone Ignores a CCJ?
Your rights and options when a debtor refuses to act on a court judgment — and how to force their hand.
8 min readLetter Before Action UK: A Complete Guide
Write it right the first time. What to include, when to send it, and why it's more powerful than most people realise.
8 min readCan I Recover a Debt Without a Contract in the UK?
Yes — verbal agreements are legally binding. Here's the evidence you need and how to build a winning claim.
8 min readSmall Claims Process UK: Step by Step
From filing your first claim online to collecting your money — the complete small claims court walkthrough.
10 min readDebt Recovery for Small Businesses in the UK
Protect your cashflow and recover what you're owed — including statutory interest under the Late Payment Act.
9 min readCustomer Not Paying Invoice? Here's What to Do in the UK
A clear escalation path from reminder to court claim — and how to handle every type of non-paying customer.
9 min readThe UK's New Debt Recovery Tool: Take Control Without a Solicitor
How landlords, tradespeople and small businesses are recovering debts at a fraction of traditional solicitor costs.
8 min readHow to Sue Someone in Small Claims Court UK (2026 Guide)
A plain-English walkthrough — who you can sue, what it costs, how to file online, what happens at the hearing, and how to enforce a judgment.
11 min readWhy 1.4 Million UK Court Judgments Go Unpaid Every Year
Over 1.5 million CCJs are issued annually — only ~90,000 result in actual payment. Here's why almost no one enforces their judgment, and how to be in the 6% who actually gets paid.
9 min readClaim Structuring & Reporting Software for Property Loss Assessors
Why most claims software is built for insurers — not assessors. The gap that exists, and how CMR Pro fills it with structured reporting built specifically for property loss professionals.
9 min readCMR Pro Is Expanding — Now Available Across Multiple Countries
CMR Pro is now available in Ireland, the United States, Canada, Australia and New Zealand. One structured platform, localised for each region — built for property claims professionals worldwide.
8 min readHarvey AI vs Claim Builder: What's the Difference?
Harvey AI is built for law firms. Claim Builder is built for people with real claims to move forward. A clear, honest comparison of two very different legal AI tools.
9 min readWhat to Do When Your Tenant Stops Paying Rent
Step-by-step UK landlord guide — from the first missed payment through to Section 8, Section 21, court claims and full rent arrears recovery.
12 min readSection 8 Notice UK: Complete Landlord Guide 2025
Everything UK landlords need to know about Section 8 notices — which grounds to use, how to serve correctly, the Ground 8 trap, and what happens at court.
11 min readSection 21 Notice UK: Complete Landlord Guide 2025
Pre-conditions, how to serve correctly, accelerated possession procedure — and the Renters Rights Bill abolition update every landlord needs to know.
12 min readReady to Recover What You're Owed?
Our debt recovery tool turns these guides into action — generating your letter before action, claim documents, and enforcement pack in minutes.
No solicitor required · Fixed fee · Court-ready documents included